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		<title><![CDATA[Real Estate information and articles | Zitrof.com - Articles - Foreclosure]]></title>
		<link>http://www.zitrof.com/articles</link>
		<description><![CDATA[Real Estate Articles on Zitrof. Get great realty information on homes, tips on selling houses or buying your next home. ]]></description>
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		<lastBuildDate>Fri, 21 Nov 2008 16:24:10 MST</lastBuildDate>
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			<title><![CDATA[Foreclosure redemption period]]></title>
			<link>http://www.zitrof.com/articles/articles/2518/1/Foreclosure-redemption-period/Page1.html</link>
			<description><![CDATA[March 2008 sailed in with a evidence of 900,000 houses going through foreclosure. These staggering numbers will panic anybody, homeowners, investors, politicians, and economists similar. There are ways to avoid from losing your home and in turn your life and everything you have worked for.]]></description>
			<author>no@spam.com (Adalia Dustin)</author>
			<pubDate><![CDATA[Tue, 02 Sep 2008 01:42:56 MST]]></pubDate>
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			<title><![CDATA[Can the Bank Change the Locks of My Home?]]></title>
			<link>http://www.zitrof.com/articles/articles/2358/1/Can-the-Bank-Change-the-Locks-of-My-Home/Page1.html</link>
			<description><![CDATA[

OK, do not panic! It will take a while (unless you live in a Short State) before any one gets you out of the house, and there is a due process…First of all, unless you get served a Lis Pendens, there is no foreclosure, you are just behind on payments. Once you get served the Lis Pendens, you are now in Preforeclosure ( period between the Lis Pendens and the Court House Sale).

So, during those months, the house or property is still yours! And no one can kick you out, until the house is sold at the Court House. If you let it go that far, once the property is sold, if you still occupy the property, the Bank’s attorney will file an eviction to get you out, since the property is no longer yours!

If during the preforeclosure process, the Bank finds out the property is vacant, they usually have the right to bord it up and change the locks, since most people have a close in their mortgage giving the lender the right to protect the property if abandoned. Other wise, no one has the right to change the locks of the property while in Preforeclosure.
]]></description>
			<author>no@spam.com (Vince Defauwes)</author>
			<pubDate><![CDATA[Fri, 29 Aug 2008 09:12:12 MST]]></pubDate>
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			<title><![CDATA[Foreclosures  Pre-foreclosures - Advantages and Disadvantages]]></title>
			<link>http://www.zitrof.com/articles/articles/1493/1/Foreclosures--Pre-foreclosures---Advantages-and-Disadvantages/Page1.html</link>
			<description><![CDATA[I'm sure you're aware of the real estate and foreclosure crisis going on in the United States.&nbsp; Because of this, there is an excess of homes on the market. Obviously some properties will be run down in unappealing neighborhoods as usual, but what's different this time is the surprisingly increasing number of well kept and even executive style properties that are up for sale for pennies on the dollar.<br/>]]></description>
			<author>no@spam.com (Julia Wilson)</author>
			<pubDate><![CDATA[Wed, 13 Aug 2008 08:30:00 MST]]></pubDate>
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			<title><![CDATA[How to Stop Foreclosure Fast]]></title>
			<link>http://www.zitrof.com/articles/articles/510/1/How-to-Stop-Foreclosure-Fast/Page1.html</link>
			<description><![CDATA[The quickest way to stop foreclosure is to pay off the mortgage in fill. &nbsp;Of course, if this were something you could do you probably wouldn't be in this situation. &nbsp;If you are like most homeowners who are coping with foreclosure, you are probably confused about your options. &nbsp;There are several methods you can use to stop foreclosure on your home fast, but each option has its own benefits and drawbacks. &nbsp;Keep reading to learn about many common ways homeowners can stop foreclosure fast.]]></description>
			<author>no@spam.com (Irene Parkdale)</author>
			<pubDate><![CDATA[Wed, 30 Jul 2008 22:00:00 MST]]></pubDate>
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			<title><![CDATA[Pre-foreclosures - Are they Real Estate&#039;s Most Profitable Gem?]]></title>
			<link>http://www.zitrof.com/articles/articles/400/1/Pre-foreclosures---Are-they-Real-Estates-Most-Profitable-Gem/Page1.html</link>
			<description><![CDATA[The term <a href="../../../glossary/preforeclosure.php" target="_blank">pre-foreclosure</a>,
just like it sounds, means that a property or home is about to go into
foreclosure. You can get some great values here, before they are seen
by the masses looking for <a href="http://www.zitrof-wholesaleproperties.com/" target="_blank">foreclosure deals</a>. Prices are generally directly negotiated with the owner, who is motivated to avoid foreclosure.]]></description>
			<author>no@spam.com (Doug Smith)</author>
			<pubDate><![CDATA[Tue, 29 Jul 2008 11:30:00 MST]]></pubDate>
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			<title><![CDATA[Foreclosures and Pre-foreclosures - Nightmare or Opportunity]]></title>
			<link>http://www.zitrof.com/articles/articles/398/1/Foreclosures-and-Pre-foreclosures---Nightmare-or-Opportunity/Page1.html</link>
			<description><![CDATA[I'm sure everyone knows by now about the real estate crisis going on all across the United States. Bank foreclosures and pre-foreclosures are at record highs and both the home owners and banks&nbsp; are in trouble because of it. It's a material tragedy that many people, most with good intentions, could lose their houses.&nbsp; Some homeowners face bank foreclosure just after missing one or two payments. It's the reverse side of the American Dream.<br/>]]></description>
			<author>no@spam.com (Doug Smith)</author>
			<pubDate><![CDATA[Tue, 29 Jul 2008 11:00:00 MST]]></pubDate>
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			<title><![CDATA[Being Sued for a Deficiency Judgment After Foreclosure]]></title>
			<link>http://www.zitrof.com/articles/articles/314/1/Being-Sued-for-a-Deficiency-Judgment-After-Foreclosure/Page1.html</link>
			<description><![CDATA[Although the topic of deficiency judgment has been on the internet, it is one of the most commonly asked questions that homeowners have regarding losing their homes to foreclosure. However, in nearly all cases, there is no danger of former homeowners being sued for a deficiency judgment after they have faced foreclosure.]]></description>
			<author>no@spam.com (Nick Adama)</author>
			<pubDate><![CDATA[Mon, 28 Jul 2008 02:00:00 MST]]></pubDate>
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