A borrower having A-Credit is considered;

• A consumer with the best credit rating, deserving of the lowest prices that lenders offer.
• Most lenders require a FICO score above 720.
• There is seldom any payoff for being above the A-credit threshold , but you pay a penalty for being below it.
• Lenders look at A Credit as a lower risk and are more willing to conform to the borrower.
• Obviously the better your credit, the better the loan you can get.