The Credit Risk Report includes any litigation, structures, trade payment performances, financials, operations, shareholders, directors and any work in progress. This report is related to the Credit Report but also incorporates an important risk analysis based upon 16 key factors comprising financial and non-financial criteria.

The Credit Risk Report provides a risk score (from 0 to 100; the higher the score the higher the risk) together with a risk rating (based upon 8 categories of risk from A to G). This is reinforced by a risk proposal with reference to a credit limit regarding the account.